In this week’s wrap-up, we discuss the government’s plan to standardise air conditioner temperatures between 20℃ and 28℃, how a middle east war could quietly spike your grocery bill, why Karnataka desperately needs a policy framework on bike taxis, why Jane Street is under SEBI’s radar and India’s push for ‘One Nation, One Time’.

And in this week’s markets edition, we break down reforms from the SEBI’s recent board meeting and what they mean for IPOs, PSUs and everyday investors. Click here to read the full markets story.

With that out of the way, let’s recap what we wrote over the week.

Is 'one nation, one AC temperature' a good idea?

The great Indian AC war might soon be over.

If your nights turn into a battle of 18°C vs 24°C between you and your siblings or spouse, you’re not alone. But one of you might have to give in… permanently!

Because the government wants to cap how cold or hot your AC can go. No cooler than 20°C. No warmer than 28°C.

But it’s not like they’re trying to settle our bedroom fights. The real reason seems to be that we’re using way too much electricity just to stay cool.

But is locking ACs at a certain temperature really the smartest way to tackle the electricity overconsumption problem? Or are there better, long-term fixes the government should focus on?

Find out in our Monday newsletter.

Is a war in the Middle East, a fertiliser crisis for India?

You walk into your neighbourhood kirana store a few months later. Pick up atta, oil, rice. And just as you reach for a packet of dal, you pause. ₹105. Last month it was ₹85. You sigh.

You’ve seen this before — and this time, you know the reason: a possible war simmering in the Middle East.

But wait… how does a conflict so far away affect your grocery bill?

If you guessed rising fuel prices making crop transportation costlier, think again. The real answer lies even closer to the crops — fertiliser.

Curious how that works?

Check out our Tuesday newsletter to find out.

Why Karnataka needs a bike taxi policy, and fast!

People in Bengaluru are identifying themselves as parcels. The reason is simple. Bike taxis are technically banned in Karnataka. You can’t ferry passengers on private vehicles without a commercial permit.

But that hasn’t stopped people. Some bike taxi riders have simply switched categories from “passenger” to “parcel”.

So folks are now booking a ride as a package.

Now, you could laugh at the jugaad. But the real question is: why are we even in this situation?

Well, it seems like Karnataka’s government is in no rush to legalise things.

But hey, a proper framework to regulate bike taxis could bring in some decent revenue. So why not do it then?

We broke it down in Wednesday’s newsletter.

Is SEBI coming for Wall Street’s smartest trader?

Jane Street isn’t your average Wall Street name. But this low-profile hedge fund is ruffling feathers on Dalal Street.

SEBI’s been digging into years of trades to figure out if Jane Street’s lightning-fast algorithms have been nudging India’s benchmark indices in ways that favour big players, while leaving retail traders in the dust.

Is this smart strategy or market manipulation?

The answers lie in Thursday’s newsletter. Click here to check it out.

One Nation, One Time!

India runs on IST.

But here’s the funny part. Most of our digital systems still take their time cues from foreign sources like the US GPS or Google’s servers. That’s risky. A tiny glitch could throw off banking, telecom, stock trades or even ATMs.

So now, India wants to fix that with One Nation, One Time. It’s a plan to build our own ultra-precise, satellite-synced, atomic clock network.

But will it work across a country as vast and diverse as ours?

Check out our Friday newsletter to read the full story.

Finshots Weekly Quiz 🧩

Here’s your chance to win some exclusive Finshots merch. All you have to do is click on 👉🏽this link, answer all the questions correctly by 12 noon on June 27th (Friday) and tune in to our Sunday newsletter aka Sunny Side Up next week to check if you got lucky.

That’s it from us this week. Have a great weekend!

Liked this wrapup?

Don’t forget to share it on WhatsApp, LinkedIn and X.

The #1 Financial Mistake Most Indians Make

Delaying buying a term insurance plan.

There could be many reasons for this, but for a lot of people, it’s simply because they’re unsure or just haven’t had the right guidance.

The truth is, term insurance is one of the simplest and most affordable ways to protect your family financially if something were to happen to you. If you’re unsure where to begin, Ditto can help. Book a FREE consultation with an advisor who’ll walk you through it.